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Your wealth in good company

Wealth is not only created by investing your savings but also by limiting the loss of money due to a lack of experience, time, knowledge and proper financial advice. Save yourself valuable time by allowing the team at Delfin to share with you our experience, knowledge and approach to understandable and transparent financial advice.


Holistic Approach

The eventual aim of financial planning is to ensure that all aspects affecting your personal wealth are taken into account. Delfin will assist you in getting your financial house in order and help you keep it that way.

Points for consideration:

  • Personal and Life insurance
  • Health insurance
  • Home and contents insurance
  • Income protection
  • Investments
  • Tax
  • Retirement planning
  • Wills

It’s important to find the financial balance between the nice-to-haves and the must-haves.

The nice-to-haves (we all have dreams!)

  • Travelling
  • Hobbies
  • Special car

The must-haves

  • Insurance
  • Home
  • Transport
  • Education
  • Saving for retirement

Balance and a sound financial plan is required throughout your life:

18+
You may be studying or working as a trainee employee, but you require at least some disability insurance.

25+
Start saving. Buy property or/and invest in shares or unit trusts. Let us show you the incredible magic of compound growth. click for calculator

35+
Maybe married? And kids? Protect your ability as an income earner. Save for your kids’ education and do not forget your dreams!

45+
Review your retirement plan annually and remember balance in your life!

50+
Increase contributions to retirement funds.
Exercise and stay healthy.

55+
Start finalising your retirement plan, you have earned it.

65+
Sit back and enjoy the fruits of your sound financial plan.

A sound financial plan is easily achieved in six simple steps:

Step 1 – The initial consultation

After you have made an appointment with a Delfin Adviser, they will spend some time getting to know you while generally discussing your financial needs and objectives. Your adviser will explain the financial planning process  and answer any questions you may have. Fee structure, depending on the level of advice, will also be covered.

Step 2 – Goal setting

Setting goals and laying the foundation of the plan before you start, is the basis of all successful achievements. Your adviser will work with you to determine and document what you want to achieve.

Step 3 – Identifying any issues

Once your goals are set, your adviser will use his experience to guide you through any issues you may face now and are likely to face in the future. He will then recommend sound strategies to address these issues.

Step 4 – Record of Advice – your personal financial plan

Your Record of Advice sets out the strategies and recommendations that will help you achieve your goals by growing and protecting your wealth. It will give you a clear understanding of where you are today, where you want to be in the future and how you can get there.

Step 5 – Implementation

Once you’ve agreed on the way forward, your adviser will assist you in implementing the strategies and recommendations he has provided in your Record of Advice.

Step 6 – Ongoing review

The most important part of the financial planning process is to ensure that it continues to meet your needs on an ongoing basis. We become your partner in creating and managing your wealth !

Change is an important part of life so it is important that your personal investment portfolio changes with you, to keep you on track to achieve your goals.

Your Financial Adviser will review your financial strategy with you at least annually to ensure it continues to meet your needs and goals.